Terms of Service

Acceptance of these terms

By accessing dclarkins.com, operated by Dean Clark Commercial Insurance Broker, 4508 Atlantic Ave #211, Long Beach, CA 90807, you agree to these Terms of Service. If you do not agree, please do not use the site.

Website content is not insurance advice

Content on this website — including coverage descriptions, guides, and FAQ answers — is general information, not insurance, legal, or financial advice for your specific situation. Coverage terms, conditions, and exclusions are governed solely by the actual policy documents issued by an insurance carrier.

No broker-client relationship is created by reading this website, submitting a form, or requesting a callback. A broker-client relationship begins when we agree to act on your behalf and coverage is discussed directly.

No coverage is bound through this website

Submitting a form or chat message does not purchase, bind, or modify insurance coverage. Coverage exists only when confirmed in writing by the broker or carrier. If you need to report a claim or make a policy change, call (562) 271-5788 — do not rely on a website form for time-sensitive requests.

Acceptable use

You agree not to misuse this website. Specifically, you will not:

• Submit false, misleading, or fraudulent information through any form.
• Attempt to interfere with the site’s operation, security, or availability.
• Scrape, harvest, or republish site content or submitted data without permission.
• Use the site in violation of any applicable law or regulation.

Intellectual property

The content, design, and branding of this website belong to Dean Clark Commercial Insurance Broker or its licensors. You may view and print pages for personal, non-commercial use; any other reproduction requires written permission.

Limitation of liability

This website is provided “as is” without warranties of any kind, express or implied. To the fullest extent permitted by law, Dean Clark Commercial Insurance Broker is not liable for damages arising from your use of, or inability to use, this website or its content. Nothing in these terms limits liability that cannot be limited under applicable law.

Third-party links and services

The site may link to or embed third-party services (maps, chat, analytics). Those services are governed by their own terms and privacy policies, and we are not responsible for their content or practices.

Governing law

These terms are governed by the laws of the State of California, without regard to conflict-of-law principles. Any dispute arising from these terms or the use of this website will be resolved in the state or federal courts located in Los Angeles County, California.

Changes to these terms

We may update these terms from time to time. The “Last updated” date at the top of this page reflects the current version, and continued use of the site after changes constitutes acceptance.